Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics

This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.

MMA
MMAs with no minimum balance
If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/14/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/14/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.73%APY
VS
National Average
0.46%APY
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Latest articles

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Get the latest rates on top-yielding money market accounts.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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